Personal Banking

Overdraft Protection

Overdrafts can happen – protect yourself!

Linked Overdraft Protection

  • How it works

    Link up to three accounts to your personal checking account for overdraft protection. Available only for existing LendingClub clients.

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Looking for an account?

Don’t have a LendingClub deposit account yet, or want another one? Apply now and open a new account in under 3 minutes.

Mobile Banking

Online & Mobile Banking

Manage your accounts from anywhere with unlimited access – 24 hours a day, 7 days a week.

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Digital banking, made human.

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.


We use 256-bit encryption to ensure that data is protected with the highest level of security.

Financial Institution

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.