ATM Fee Rebates
Unlimited monthly reimbursements for out-of-network ATM fees
Find an in-network ATMGet unlimited ATM fee rebates and save over $300 this year! 1 2
The average fee to use an out-of-network ATM in the U.S. is a staggering $4.69 per visit. While that may not sound like a lot, it can add up quickly when 40% of ATM users regularly use an ATM for withdrawals 6-10 times per month!

How it Works
LendingClub never charges its clients to use an ATM, but others will. At the end of each month, we calculate the amount in ATM fees you incurred during the month and automatically rebate your account. No forms to submit, no receipts to keep, it’s that easy.

Accounts Eligible for ATM Fee Rebates

Don’t want to wait until the end of the month for reimbursement?
Use your debit card to access more than 325,000 surcharge-free ATMs as part of our partnership with the NYCE®, SUMSM and MoneyPass® ATM networks
Find an ATMWhy choose LendingClub?
“I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”
Andres G.
“This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”
Joseph S.
Best banking experience I ever had hands down
Laura H.
The unbelievably kind and helpful customer service team is one of the main reasons I bank with LendingClub.
Michael F.
Digital banking, made human.
At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
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Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.
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