Institutional Banking Products
FDIC deposit products aligned to meet your banking needs.
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Operating Accounts
Account Analysis Checking
A non-interest bearing checking account that offers access to our Online banking, Cash Management, and Fraud Prevention products. Ideal for clients with high transaction volumes looking to reduce fees by maintaining a higher balance. With Account Analysis Checking, you can maintain liquidity in your operating account and sweep idle balances to higher-yielding interest-bearing checking, savings and money market accounts.
Interest Bearing Checking
An interest-bearing checking account that offers access to our Online Banking, Cash Management, and Fraud Prevention products. Perfect for clients wanting to earn interest while maintaining full access to liquidity.
Union Interest Checking
An interest-bearing checking account that offers access to our Online Banking, Cash Management and Fraud Prevention products. Perfect for clients seeking to earn higher interest on balances while maintaining full access to liquidity. With Union Interest Checking, you can leverage monthly interest earnings to offset service fees generated from high monthly transaction volumes and cash management services.
Savings Accounts
Money Market Demand Accounts
Interest-bearing account with a tiered rate structure. Like all savings accounts, our money market product is limited to 6 withdrawals/month per federal regulations. Our money market product offers an attractive interest rate, where clients retain the ability to access funds at any time while still earning a return.
Certificates of Deposit
Ranging from three months to five years, our CD rates are fixed for the term of the certificate. Clients looking to hold cash without immediate liquidity needs can maximize their interest earned with a CD from LendingClub Bank.
Line of Credit (LOC)
With this streamlined collateralized securities LOC, you can meet your liquidity cash needs by unlocking the value of your investments without selling them. Your funds can utilize your current marketable securities to obtain the liquidity needed to support such expenses without the need to liquidate assets in this down market. Funds will be drawn on an established LendingClub Deposit Account in which to utilize funds.
ICS & CDARS
Safeguard your assets
Protect your funds with multi-million dollar FDIC insurance through our ICS and CDARS programs, minimum deposit $100,000 through CDARS®1
Questions? Learn more about how LendingClub can benefit you.
Contact our Customer Service Department via live chat, email, or telephone at 800.242.0272 if you have any questions about our Online Banking system.
Digital banking, made human.
At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
Security
We use 256-bit encryption to ensure that data is protected with the highest level of security.
FDIC Insurance
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.
Customer Support
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.