Our current fee schedule – for fair and transparent banking
- ItemAbandoned Property
- Fee$50.00 (per account)
- ItemCanadian Item Collection
- ItemDaily OD Fee1 – For all accounts except for Members Rewards Checking
- Fee$5.00 (a day)
- ItemDeposited Item Reversal2
- ItemDormant Service Charge3
- Fee$5.00 (per month)
- ItemExpedited ATM Card
- ItemExpedited Debit Card
- ItemForeign Item Collection
- ItemMoney Order
- ItemPaid Non-Sufficient Funds (NSF) Charge4,5
(ACH, Check, Debit) – For all accounts except forMembers Rewards Checking
- Fee$25.00 (per item)
- Fee$25.00 (hourly)
- ItemReturned Item Charge4,5,6
- Fee$25.00 (per item)
- ItemStop Payment
- ItemTreasurer’s Check
- ItemDomestic Wire In
- ItemDomestic Wire Out (Consumer)
- ItemDomestic Wire Out (Business)
- ItemInternational Wire In
- ItemInternational Wire Out
- ItemMonthly Maintenance Fee- Tailored Checking accounts with balances less than $5,000 Only
- ItemMonthly Service Charge- Essential Checking Only
- ItemOut-of-Network ATM Fee – Member Rewards Checking Only
As of 07/22/2021, Member Rewards Checking is only available to LendingClub loan accountholders. Rewards Checking is available to the general public andis subject to the review and approval of an individual’s application.
Fees effective as of 03/24/2023
- Daily Overdraft (OD) Fee begins on the 5th calendar day after first overdraft item and continues for 30 calendar days if the account remains in a negative balance.
- Deposited Item Reversal (Rev).
- Only applies to personal checking accounts that have been inactive for 12 consecutive months.
- Individual overdrafted items of $5.00 or less will not be charged a fee.
- Transactions posted against insufficient or held funds.
- For personal accounts, a Return Item Charge will not be assessed for ACH items returned or unpaid.
- An account will not be overdrawn by the monthly maintenance fee. An account with a balance of less than $10.00 will be assessed the amount available, reducing the balance to zero.
- An account will not be overdrawn by the monthly service charge. An account with a balance of less than $9.00 will be assessed the amount available, reducing the balance to zero.
- Member Rewards Checking customers only: effective 9/1/2021, a charge of $2.50 per transaction will be assessed when using any ATM that is not a SUM ATM or a MoneyPass ATM.