Business Banking

Advantage Program

As a client you’ve got the advantage! 

We offer you exclusive benefits just for banking with us.

Our Advantage Program is completely free. You are enrolled automatically, just for being a LendingClub client!

Earn 1% Cash Back

  • Earn Cash Back with Tailored Checking

    Earn unlimited 1.00% cash back on online & in-store signature-based (“credit”) purchases made with a your debit card and paid from a Tailored Checking account.

    Just select “credit” instead of “debit” at the point-of-sale where available.

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  • Grow your business

    LendingClub has worked with partners to bring you the best financial products available. Whether you are looking to save your business money, grow your investors, send professional invoices, or better manage your finances, the Marketplace has the products to maximize your banking experience. 

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ATMs and locations

Free ATM Rebates

  • Get unlimited monthly reimbursements

    With a Tailored Checking account, you can start saving money by avoiding out-of-network ATM fees and receiving reimbursements that are automatically deposited into your account at the end of the month.3

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Business Store

  • Receive a surprise gift each time you upgrade

    You will have the option to select a free gift from our store, tailored exclusively to each status upgrade. From tumblers to apparel, we have a wide selection of LendingClub gear for you to choose from. Each status is established by the length of your account and your relationship balance.

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US-Based Customer Service

  • Receive top-tier customer support 

    Our Customer Service team is available Monday-Friday 8:30 AM – 12:00 AM ET and Saturday and Sunday from 8 AM–8 PM ET. They can be reached by sending a secure message via Online Banking, live chat, or by calling 800.242.0272

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Wire Refund Program

  • Get refunded for your outgoing domestic wires

    You can receive one domestic wire a year for free. Once the wire fee is charged, an automatic refund will be posted directly into your account the month after the fee is charged.4 

    As a reminder, you are notified of your status upgrade by email should you meet the length of time as a client and balance requirements.

Elite Qualifications

Why choose LendingClub?

  • Headshot of Radius Customer Male
  • Headshot of Radius Customer Male
  • Headshot of Radius Customer Female
  • “Everyone here has been great! This has been a stressful time for small business owners and LendingClub has really helped me to navigate the application process for an SBA loan. Thanks again to everyone at this bank.”

    Billy C.

  • “Jessica at Customer Service was extremely thorough and informative, especially in light of all the uncertainty in the current environment. I am a small biz CPA in North Carolina, and LendingClub is THE best financial institution I have seen in my 30 years of experience.”

    Hank S.

  • “During these challenging events: patience, compassion and community are such needed expressions of our humanity. This team displays them so well. Thank you!”

    Susan B.

Digital banking, made human.

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.


We use 256-bit encryption to ensure that data is protected with the highest level of security.

Financial Institution

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.