High-Yield Savings
Get StartedTake advantage of one of the nation’s top rates while enjoying the freedom of no monthly fees.
Rewards Checking
Learn MoreEarn 1.00% cash back on debit card purchases & get unlimited ATM fee rebates while earning up to 0.15% APY.
Tailored Checking
Learn MoreBusiness interest checking with no hidden fees. Now earn 1.00% cash back on your signature based purchases!
Radius is now LendingClub
Learn MoreThe best online bank of 2020 is now even better. Radius has joined America’s largest personal loan company to offer our members access to fair credit, competitive rates, and the financial tools to help you get out of debt and make the most of your money.
Built for You
At LendingClub, we’re committed to delivering superior products and services to help our clients meet their financial goals.
Partner Marketplace
We’ve partnered with some of the best financial products available to help you spend, save, and protect your money (and life).
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Fee-Free Checking
It’s your money—you shouldn’t have to pay to use it. All LendingClub accounts have no monthly maintenance fees or low balance requirements and pay no fees to use a SUM or MoneyPass ATM.Additionally, our Rewards Checking and Tailored Checking customers receive unlimited monthly reimbursements for out-of-network ATM fees.Learn More
High-Yield Savings
Earn up to 0.60% APY on balances of $2,500 & up and meet your savings goals faster. Don’t quite have $2,500? High-Yield Savings accounts still earn 0.05% APY on balances of $0.01 to $2,499.99.
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Rewards Checking
Get rewarded for everyday purchases and earn cash back with Rewards or Tailored Checking every time you use your debit card.
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Get Paid Up to 2 Days Early
Set up direct deposit into your LendingClub deposit account and you’re eligible to receive your money up to two days early. Your paycheck will be available as soon as your employer submits their payroll files to the Federal Reserve. For many, this means receiving your funds as early as Wednesday on pay week.
Rewards Checking
Get a free interest checking account that rewards you for keeping a high balance.
- – Earn 0.10% APY on balances of $2,500-$99,999.99
- – Earn 0.15% APY on balances of $100,000 & up
Manage Card Controls
Misplacing your debit card happens. Luckily, we have you covered with the Cards section in your LendingClub Mobile app. You can turn your debit card on/off should your card ever become lost or stolen.
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Tailored Checking
Earn 1.00% cash back on your signature based purchases. Get unlimited transactions with no upcharge, free ATMs worldwide, and earn 0.10% APY on balances of $5,000 & up. No documents needed. Apply online in minutes and get back to running your business.
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Integrated Finance Tools
Create a budget, track your spending, analyze trends, develop an action plan to pay off debts, and calculate your net worth—all included with personal Online & Mobile Banking.
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Pay on the go with mobile wallets
Add your debit card to Apple Pay®, Google Pay™, and Samsung Pay. When you’re ready to pay, open the app, tap your phone to compatible registers and complete your purchase!
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Deposit checks with the LendingClub mobile app
Securely deposit checks into your checking or savings account with just a few taps. Endorse your check with “Mobile Deposit Only” on the back, take a picture, and you’re all set!
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Make payments to businesses and individuals
Whether you’re paying a utility bill or chipping in for a gift, schedule and make payments in Online & Mobile Banking.
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Apply Online
Open an account online in under 3 minutes—right now, wherever you are, on any device!
Apply NowAwards & Recognition
Awarded Best Cash Back Checking Account of 2022 by Newsweek
Awarded Best Online Checking Account of 2020 by Nerdwallet
Awarded Best Online Bank of 2020 by Bankrate
Best Cash Back Checking Account 2022
Rewards Checking was voted Best Cash Back Checking Account on Newsweek’s America’s Best Banks list for 2022. Heavy debit card users can get rewarded for their swiping with a checking account that returns a percentage of their purchases, similar to the way a cashback credit card operates. The winner pays interest on top of that, offers unlimited ATM reimbursements and doesn’t charge a monthly maintenance fee or require a minimum balance.
America’s Best Banks of 2022
Radius is now LendingClub
On February 1st, 2021, LendingClub Bank N.A. acquired Radius Bank. The acquisition combines the strengths of two digital innovators with complementary businesses and a digital-first, branchless approach to banking. Visit our FAQ page for more information.
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High-Yield Savings
- Earn 0.60% APY on balances of $2,500 or more1
- No monthly service fees
- No minimum balance requirement after $100 to open
- Free ATM card available
Rewards Checking
- Earn unlimited 1% cash back on debit card purchases
- Earn up to 0.15% APY
- Unlimited automatic ATM fee rebates
- No monthly maintenance fee
- No minimum balance requirement after $100 to open
Tailored Checking
- Earn unlimited 1% cash back on debit card purchases
- Earn up to 0.10% APY
- Unlimited automatic ATM fee rebates
- No monthly maintenance fee for balances over $5,000
- No minimum balance requirement after $100 to open
Leave us a review!
Have something to say? We want to hear it! Visit our review page to share your opinion on LendingClub, our Customer Service, or any of our products or services.
Digital banking, made human.
At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
Security
We use 256-bit encryption to ensure that data is protected with the highest level of security.
FDIC Insurance
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.
Customer Support
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.